With retirement income planning becoming more important, many seniors are searching for clarity on senior citizen fixed deposit (FD) rates in 2026 and whether they can provide safe, stable returns. In India, senior citizen FDs remain a popular low-risk option offered by banks and post offices, often with slightly higher interest than regular FDs. This … Read more
Headlines claiming that the Post Office Fixed Deposit (FD) scheme in 2026 offers up to 9% guaranteed returns have attracted attention, especially among risk-averse investors. To avoid misinformation, it is important to rely only on officially notified rates and rules. In India, Post Office Time Deposits (commonly called Post Office FD) are government-backed savings instruments … Read more
The Senior Citizen Savings Scheme (SCSS) 2026 remains one of the most trusted government-backed investment options for retirees in India who prioritise capital safety and predictable income. Offered through post offices and authorised banks under the Government of India, SCSS is designed to provide stable, assured returns, not market-linked gains. This article explains the officially … Read more