guaranteed return fd india

Senior Citizen FD Rates 2026 Explained: Safety, Returns Reality, and Smart Retirement Planning

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With retirement income planning becoming more important, many seniors are searching for clarity on senior citizen fixed deposit (FD) rates in 2026 and whether they can provide safe, stable returns. In India, senior citizen FDs remain a popular low-risk option offered by banks and post offices, often with slightly higher interest than regular FDs. This … Read more

Post Office FD 2026 Reality Check: Interest Rates, Safety, and What Is Officially Guaranteed

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Headlines claiming that the Post Office Fixed Deposit (FD) scheme in 2026 offers up to 9% guaranteed returns have attracted attention, especially among risk-averse investors. To avoid misinformation, it is important to rely only on officially notified rates and rules. In India, Post Office Time Deposits (commonly called Post Office FD) are government-backed savings instruments … Read more